Privacy Policy

Ramesham Credit & Securities (India) Limited

1. Introduction

At Ramesham Credit & Securities (India) Limited ("Ramesham Credit," "we," "our," or "us"), we are committed to protecting your personal information and your right to privacy. This Privacy Policy explains how we collect, use, and safeguard your data when you interact with our services or website.

2. Information We Collect

We may collect the following types of information:

  • Personal Information: Name, contact details, date of birth, PAN, Aadhaar, and other identification details.
  • Financial Information: Bank account details, credit history, income, and transaction details.
  • Technical Information: IP address, browser type, and cookies from website visits.
  • Other Information: Any data provided during surveys, feedback, or support interactions.

3. How We Use Your Information

The data we collect is used to:

  • Process loan applications and assess creditworthiness.
  • Comply with legal and regulatory requirements, including KYC norms.
  • Provide customer support and respond to queries.
  • Improve and personalize our services and website.
  • Conduct market research and analysis to enhance customer experience.

4. Sharing of Information

We may share your information with:

  • Regulatory authorities and law enforcement agencies, as required by law.
  • Credit bureaus for reporting and credit score assessments.
  • Service providers and partners who assist in delivering our services, subject to confidentiality agreements.
  • Third parties for marketing purposes, with your explicit consent.

5. Data Security

We implement robust security measures to protect your data from unauthorized access, alteration, disclosure, or destruction. Despite our efforts, no system can guarantee complete security. We encourage you to safeguard your account credentials and report any suspicious activity immediately.

6. Your Rights

As a customer, you have the right to:

  • Access and review the information we hold about you.
  • Request corrections to inaccurate or incomplete data.
  • Withdraw consent for data processing, subject to legal and contractual obligations.
  • Opt-out of marketing communications by contacting us.

7. Cookies Policy

Our website uses cookies to improve functionality, analyze traffic, and personalize user experiences. By continuing to use our website, you consent to our use of cookies. You can manage cookie preferences through your browser settings.

8. Changes to Privacy Policy

We reserve the right to update this Privacy Policy periodically. Any changes will be communicated through our website, and we encourage you to review the policy regularly.

9. Contact Us

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at:

Email: compliance@rameshamsecurities.com
Address: Cabin No. 1,1015, 10th Floor, Arunachal Building, Barakhamba Road, Connaught Place, Central Delhi, New Delhi, Delhi, India, 110001